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Posts by category

• Category: Annual Allowance
  • The rules of intestacy
  • Cashing in but losing out?
• Category: Budget
  • The Budget – October 2024
  • The Budget – March 2024
  • Autumn Statement – November 2023
  • The Budget – March 2023
  • The Autumn Statement 2022
• Category: Capital Gains Tax
  • Recent Capital Gains Tax Changes: What you need to know
• Category: Care
  • Planning For Care
• Category: Estate Planning
  • Inheritance Tax Planning In 2023-24
  • Preparing Mentally For Retirement
  • Why Everyone Needs A Lasting Power Of Attorney
  • The Teachers AVC Tax Trap
  • 5 Common Estate Planning Mistakes
  • Six Common Mistakes To Avoid When Writing A Will
  • Avoiding The Disinheritance Trap
  • How to Pass Assets to the Next Generation: A Short Guide
  • Compulsory Registration of Trusts
  • Have you written a Will?
  • Category: Inheritance Tax
    • The Residence Nil Rate Band and Trusts: A Short Guide
    • 6 Ways to Protect Your Family From An IHT Bill
  • Category: Lasting Powers of Attorney
  • Category: Trusts
  • Category: Wills
• Category: Financial Education
  • A need for better education in financial planning?
• Category: Financial Planning
  • Why Cash is Not Necessarily King
  • 7 Ways to Manage and Grow Your Wealth
  • Anti-Greenwashing: New Rules to Help Green Investors
  • Equity Release – Should A Property Be Your Pension?
  • Money Worries? – 5 Tips to Help You Sleep Better
  • Financial Planning & Child Benefit: An Update
  • 6 Key Pillars of a Financial Plan
  • 5 Tax Hacks to Ease Financial Pressure
  • How Can I Give My Child a Good ‘Financial Start’ in Life?
  • 5 Crucial Tips When Remortgaging
  • 4 Ways to Strengthen Your Investment Portfolio
  • The 7 Year Rule for Inheritance Tax
  • Guide To Individual Savings Accounts (ISAs)
  • Why is Diversification Important?
  • Deferring the State Pension
  • Value Investing – A Short Guide
  • Reducing Taxes In Retirement
  • Growing Your Money
  • How Behavioural Biases Can Affect Your Financial Plan
  • 5 Ideas To Get More Financially Organised
  • A Short Guide To Investment Risk
  • Should I Invest A Lump Sum Or Monthly?
  • A Short Guide To Junior ISAs
  • Why Setting Clear Goals is Vital for Financial Planning
  • Building A Deposit
  • Avoiding Herd Mentality
  • Buying A Home: Guide To Fees
  • Premium Bonds – A Short Guide
  • Investment Risk, Reward, and Safety – How to Strike a Balance
  • The Benefits Of A Childs Pension
  • How to Make the Most of Your ISAs in 2023/2024
  • Why 2023 Could Be a Great Time to Start Investing
  • Inflation Linked Investments
  • Six Great Ideas For Saving Money In 2023
  • Five New Years Planning Resolutions
  • How Bonds Affect Your Portfolio
  • Mortgages Rates Are Rising Rapidly
  • 6 Ways Couples Can Combine and Optimise Their Finances
  • Should I Make Voluntary State Pension Contributions?
  • Rises in the state pension explained
  • What are the positives and negatives of pension flexibilities?
  • Are you claiming tax-free childcare?
  • Category: Divorce
    • How to Rebuild Your Financial Plan After Divorce
    • Everything you need to know about earmarking
  • Category: Drawdown
    • A Short Guide to Pension Drawdown
    • Got a pension somewhere else?
    • Pension Freedoms: an increase in pension withdrawals
  • Category: Equity Release
    • Is Equity Release A Good Idea?
    • Lifetime Mortgages Explained
  • Category: Investment
    • 5 Investor Biases to Avoid When the Market is Volatile
    • What Is Ethical Investing & How Can I Start?
    • The Danger of Trying to Time the Market
    • Inflation and Investing: A Short Guide
    • The British ISA – What We Know So Far
    • How to Make the Most of Your ISA in 2024
    • How to Avoid These 4 Common Investor Traps
    • Pound Cost Averaging
    • The Importance of Retirement Saving
  • Category: Junior ISAs
    • 5 Tax Tips to Help Your Grandchildren
  • Category: Junior Pensions
  • Category: Mortgages
    • Tracker Mortgages v Fixed Rate
    • FCA: consultation on plans to change mortgage advice rules
    • Are there such a thing as teacher mortgages?
    • Are you thinking of moving to a new house?
  • Category: Property
    • Seven Tips To Sell Your Home
  • Category: Savings
    • How to Teach Financial Wisdom to Children
    • 4 Ways to Maximise Your Personal Savings Allowance
  • Category: State Pension
    • Extension Of State Pension Top Ups
• Category: Independent Schools
  • How Parents Can Prepare for VAT on School Fees
  • Independent Schools and the Teachers’ Pension
• Category: ISAs
  • Six ISA Mistakes to Avoid
• Category: Lifetime Allowance
  • The Abolition of the Lifetime Allowance in 2024: A Short Guide
  • Could you support your retirement income by drawing on the equity in your home?
• Category: Market Updates
  • Market Update – November 2024
  • Market Update – October 2024
  • Market Update – September 2024
  • Market Update – August 2024
  • Market Update – July 2024
  • Market Update – June 2024
  • Market Review – May 2024
  • Market Review – April 2024
  • Market Review – March 2024
  • Market Review – February 2024
  • Market Review – January 2024
  • Market Review – December 2023
  • Market Review – November 2023
  • Market Review – October 2023
  • Market Review – September 2023
  • Market Review – August 2023
  • Market Review – July 2023
  • Market Review – June 2023
  • Market Review – May 2023
  • Market Review – April 2023
  • Market Review – March 2023
  • Market Review – February 2023
  • Market Review – January 2023
  • Market Update – December 2022
  • Market Update – November 2022
  • Market Update – October 2022
  • Market Update – September 2022
  • Market Update – August 2022
  • Market Update – July 2022
• Category: Protection
  • The Gender Insurance Gap
  • You may be young, but that doesn’t mean you can go unprotected
• Category: Retirement
  • How will the Labour government affect pensioners?
  • 6 Common Retirement Planning Mistakes to Avoid
• Category: Teachers AVCs
  • Popular Questions: AVCs
  • Life After COVID: securing a financial future
  • Shaping your future pension
  • Do you need an independent financial advisor?
  • When the teachers’ pension might not be enough: AVCs
  • What happens when you retire?
  • The most frequently asked questions about teachers’ pensions
  • All about AVCs
  • Are teachers in danger of falling prey to pension scams?
  • Category: Annuities
    • A Short Guide to Annuities
    • Could you qualify for extra income in retirement?
  • Category: Flexible Drawdown
    • Unlocking Your Teachers AVC With Drawdown
    • Choosing Faster Accrual
    • Choosing Buy Out
    • Choosing Additional Pension
    • Making the most of your pension
    • Flexibilities
  • Category: Lump Sum
    • What Should You Do with An Unexpected Lump Sum?
    • Should I take my pension lump sum?
    • Ways of using your lump sum when you retire
  • Category: Tax Relief
    • Inheritance Tax receipts increased
    • Reclaiming overpaid tax
• Category: Teachers Pension
  • What happens when you retire?
  • Actuarial Reduction and the Teachers’ Pension
  • Retiring Early and the Teachers’ Pension
  • What you need to know about Deferred Membership
  • How can life events impact your Teacher Pension benefits?
  • Teachers’ Pension Scheme Pension Board
  • New Teacher Guide: How much will you pay?
  • New Teacher Guide: Getting started with the pension
  • New Teacher Guide: More about the benefits
  • New Teacher Guide: What is a Teacher’s Pension?
  • My Pension Online goes MFA
  • First job in teaching? Learn about all your benefits
  • Taking the retirement plunge
  • Pension Scheme corrects misconceptions
  • Popular Questions: What is My Pension Online?
  • Popular Questions: When do I apply for retirement benefits?
  • Popular Questions: What is Teaching Service History?
  • Popular Questions: Cutting hours
  • Can you return to teaching?
  • Teachers’ Pensions Calculators
  • Guard against fraud
  • Supporting teacher wellbeing
  • New videos resource from the Teachers’ Pension Scheme
  • Transitional Protection Changes
  • A Family-Friendly Pension Scheme
  • Why do you need an independent financial advisor?
  • A new challenge in retirement
  • New Year New You: investing in the future
  • New Year New You: reducing responsibility
  • New Year New You: Career Change
  • New Year New You: Early Retirement
  • Protecting the family: maximising benefits
  • Protecting the family: new additions
  • Protecting the family: our dependents
  • Protecting the family: our life partner
  • Ill Health and Teaching: Benefits and Re-employment
  • Qualifying for ill-health benefits
  • Ill Health and Teaching: Do you have to work on?
  • Break-in service: alternative career
  • Break-in service: the salary link
  • Break-in service: a disqualifying break
  • Phased withdrawal
  • Avoiding Pension Scams
  • The Public Service Pensions and Judicial Offices Bill
  • Your pension and returning to teaching
  • Yearning for the classroom?
  • New Starter: Qualifying for benefits
  • New Starter: Joining and Tracking your Pension
  • New Starter: Important Dates
  • New Starter: Basic Pension Information
  • Retirement Planning: deciding to continue working
  • Retirement Planning: making the most of the lump sum
  • Retirement Planning: making your financial preparations
  • Retirement Planning: making your emotional preparations
  • Should I work part-time?
  • Parenting and Pensions
  • New job, new benefits
  • Life After COVID: Leaving teaching
  • Life After COVID: securing financial peace of mind
  • To retire or not to retire: an important question
  • More on retirement planning
  • Preparing for retirement from teaching
  • What Teacher Pension Scheme am I in?
  • Viewing your benefit statement
  • Teachers’ Pension Scheme revaluation
  • Teachers’ Pension Scheme and projections
  • Why do you need an independent financial advisor?
  • Save Pensions Sacrifice Pay
  • Pension record: how accurate is yours?
  • Power of Attorney Changes
  • Why save into a pension?
  • The advantages of your Teachers’ Pension Scheme
  • Pensions and COVID-19
  • 5 Reasons we are proud of teachers
  • Maximum Extra Pension
  • Young teachers: how much should you be paying towards your pension?
  • Additional Earnings with the National Tutoring Programme?
  • The Government’s Catch Up Scheme
  • What is the ‘Triple Lock’ on state pensions?
  • What is the pension freedoms age?
  • When can I collect my Teachers’ pension?
  • The Teachers’ Pension Scheme and the Independent Sector
  • Could you be a victim of the gender pension gap?
  • Could you be due a tax refund?
  • Are you considering a return to teaching?
  • Why should I worry about an Index?
  • What is an Earnings Limit?
  • Time to have your say: McCloud
  • Will you be a new starter to teaching in September?
  • Will the current economic crisis impact my pension?
  • You have decided it is time to leave teaching
  • Need to increase your take home pay?
  • Keeping your pension safe
  • Thinking of a future in a different country?
  • Are you thinking of moving on and out of teaching?
  • Death in-service – when the worst happens
  • The impact of COVID-19 on your Teachers’ Pension
  • Is the Teacher Pension Scheme worth it?
  • More on the McCloud judgement
  • New to teaching and feeling poor?
  • Transferring pension benefits between schemes
  • Leaving teaching: consequences on your pension
  • Getting the right financial advice
  • Are you at risk of pension poverty?
  • How your Career Average pension builds-up
  • What does it mean to manage your pension?
  • Is it time for you to work part-time?
  • What happens to your pension when you have children?
  • What happens when you divorce?
  • Are you in an opposite-sex civil partnership?
  • What is premature retirement?
  • What is phased retirement?
  • What is Normal Age Retirement?
  • What is early retirement?
  • Questions to ask before retiring
  • Are you approaching retirement?
  • What happens if I leave teaching?
  • What happens to my pension if I need family leave?
  • Understanding your benefit statement
  • What happens if I work more than one job?
  • A summary of the different arrangements for serving teachers
  • You are nearly one in a million
  • McCloud: what this might mean
  • Who is Optima Health?
  • Have an urgent Pension question?
  • Do you know how your Teachers’ Pension has changed?
  • Consultation on the Teachers’ Pension Scheme
  • Teachers’ Pension Planning: how to reduce your tax burden
  • Teachers’ Pension Planning: how long are people living?
  • Teachers’ Pension: calculating your ill-health retirement award
  • Teachers’ Pension: providing medical evidence to prove ill-health
  • Teachers’ Pension: how to apply for your ill-health benefits
  • Teachers’ Pension: qualifying for ill-health retirement
  • A guide to your teachers’ pension and ill-health
  • Teachers’ Pension Scheme: Election
  • The Teachers’ Pension Scheme Benefits Statement
  • Teachers’ Pension Scheme: when the worst happens
  • Teachers’ Pension Scheme: what is a hypothetical calculation?
  • Teachers’ Pension Scheme: what is a teaching service history?
  • Do you know how your other half lives?
  • Your teachers’ pension and the 30-year gap between 60 and 90
  • Do you have a long-term plan for your retirement?
  • Could your Teachers’ Pension income survive an emergency?
  • The Teachers’ Pension and the Retirement Gap
  • Why you need My Pensions Online
  • Within five years of claiming your teachers’ pension?
  • Making the most of your teachers’ pension
  • Returning to work and your teachers’ pension
  • Career Average: what is buy out?
  • Teachers’ Pension Scheme: what member type are you?
  • Retiring Early – the Teachers’ Pension at 55
  • Teachers’ Pension: Buy extra years
  • Teachers’ Pension Scheme: dealing with breaks in service
  • MaPS takes a leading role in Pensions Dashboard
  • Employers targeted over pension contributions
  • What is a death grant?
  • Calculating the Teachers’ Pension Scheme for a deferred member
  • Income in retirement levels off
  • Under 35s begin to prepare for life’s milestones
  • Using a teachers’ pensions calculator
  • Is a teachers’ pension good?
  • Are you new to the teachers’ pension scheme?
  • Pension dashboard gets the go ahead
  • Are you being taxed on your state pension?
  • Brexit for those retired and living overseas
  • The types of retirement
  • Teachers’ Pensions Valuation Report
  • Teachers’ Pension Scheme Board
  • The latest news on auto-enrolment
  • Are you paying unnecessary pensions’ tax?
  • Teachers’ Pension Contribution Band increase
  • Changes to the opt-out form
  • Over 50s are working longer?
  • Teachers’ Pension claimed? 10 ways to spend your retirement
  • Pension contributions to rise
  • The Survivor’s Benefit
  • What happens if you take family leave?
  • Time to start applying for retirement?
  • A ban on pensions cold-calling
  • Over 50s consider a transition to retirement
  • Enhancing the money from your Teachers’ Pension Scheme
  • What does it mean to financial plan?
  • Is the Scottish Teachers’ Pension Scheme different?
  • Schools face drastic rise in pension contributions
  • Do you know your pension age?
  • Making the most of MPO
  • Digital Inheritance Tax System Needed
  • Tax Return Due?
  • Retiring Early and the Teachers’ Pension
  • Retirement Planning
  • Starting or leaving your teachers’ pension
  • How to opt out of the teachers’ pension scheme
  • Teachers Pension Actuarial Reductions
  • Divorce And Your Pension
  • Teachers Are Working Longer – Evidence Required
  • Teachers Pension Transfer Update
  • Annual Allowance Changes
  • National Insurance Changes
  • Transfer News: EEA QROPS
  • Changes For Teachers With Additional Contracts
  • Transfer Restrictions Update
  • Lifetime Allowance Update
  • Changes To Transfers
  • Benefit Statements & Contributions
  • Additional Factors
  • Annual Benefit Statements
  • Teachers Pension Confusion
  • Changes To Teachers Pension Scheme
  • Changes To Benefit Statements
  • Teachers Pension Scheme Board
  • Cheque Fraud
  • My Pension Online
  • Fraud Alert – FCA Warning
  • Tiered Pension Contributions Changing 2014-5
  • Death Registration Information
  • Annual Allowance Reminder
  • Retired Members P60
  • Annual Benefits Statements
  • New Fair Deal and Tiered Contributions Consultation
  • Re-marriage Changes
  • Same Sex Marriage Changes
  • Tiered Contributions
  • Reduction To Annual Allowance
  • Consultation Process Update
  • Reform Consultation Begins
  • Pension Liberation Fraud
  • Department For Education Contributions Consultation
  • Category: Career Average
    • Top tips for managing your pension
    • What work events can impact your Teacher’s Pension benefits?
    • What are Career Average pension schemes?
    • What is the impact of working part-time on your pension?
    • What is the Career Average teacher’s pension scheme?
    • Teachers’ Pension Final Salary v Career Average
    • Your Pensions Dashboard
    • Actuarial Reduction And The Teachers Pension
  • Category: Death Benefit
    • Teacher Pension Scheme Survivor Benefits
  • Category: Family Benefits
    • Popular Questions: What are family benefits?
  • Category: Faster Accruals
    • Do you want to grow your pension quickly?
  • Category: Final Salary
  • Category: Ill Health
    • How to apply for the ill-health benefit
    • What happens if you become ill?
  • Category: Lump Sum
    • The types of Teachers’ Pension Scheme Retirement
    • Making best use of your lump sum
    • Dreaming of my retirement lump sum
    • Life after COVID: Would my family have been secure?
    • Tax and the small lump sum
    • Will you need your Teachers’ Pension Scheme earlier than planned?
    • Do you know about pension tax?
    • Teachers Pension Lump Sum
• Category: Uncategorised
  • GDPR: Your data rights
  • Could you avoid an ISA tax charge?

Downloads

• Actuarial Factors 2019
• MyPension Online Guide
• Active Member Guide 2024
• Deferred Members Guide 2024
• Family Benefits Guide 2023
• Ill Health Guide 2024
• New Starter Guide 2024
• Pension Credit Member 2023
• Retired Teacher Guide 2024
• Retirement Guide 2024

Download Categories

• Teachers Pensions Guides