Latest News The latest news and views covering the Teachers Pensions, the Teachers AVC and general Financial Planning news. Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24
New Year New You: reducing responsibility 21/01/2022 Racheal Smith As the New Year comes around and teaching feels as hard as it has ever been, you might be considering taking on less responsibility. You may have a senior leadership or middle management post and want[...] Tagged in Reducing Responsibility Read more New Year New You: Career Change 14/01/2022 Racheal Smith As the New Year bell tolls, you might think that 2022 is the year that you change your career. Teaching has always been a challenging career, and the pandemic has cranked up the pressure significantly[...] Tagged in Career Change Read more New Year New You: Early Retirement 06/01/2022 Racheal Smith As we head into 2022, we all begin to consider how to make the most of this fresh start. While 2021 might have been a challenging year for many, 2022 offers a gleam of possibility to become more of wh[...] Tagged in Early Retirement Read more Protecting the family: maximising benefits 29/12/2021 Racheal Smith When we view the teacher’s pension in the round, the benefits far outstrip our retirement. We pay an amount each month for the sake of a far-off future, and it is difficult to appreciate this too mu[...] Tagged in Flexibilities Read more Protecting the family: new additions 22/12/2021 Racheal Smith When Christmas approaches, we tend to reassess a little more. We become reflective, exploring what we have and what we would like to shape in our future. It could be that you are planning to extend yo[...] Tagged in Maternity Leave, Paternity Leave Read more Protecting the family: our dependents 15/12/2021 Racheal Smith We may think of our pension as our nest egg for retirement, but we may not see it as a form of insurance to protect our dependents. No one likes to think that we might die before our children are g[...] Tagged in Death Grant Read more Protecting the family: our life partner 08/12/2021 Racheal Smith December is the time of year we become more conscious of our family and our gratitude that they are in our lives. We are scouting for gifts to celebrate the connection, and the television is full of H[...] Tagged in Death Grant Read more Ill Health and Teaching: Benefits and Re-employment 25/11/2021 Racheal Smith So far, we have focused on what happens if you leave teaching due to ill-health. It might be that you are fortunate enough to get better and feel inclined to get back into the classroom. If you are [...] Tagged in Ill Health, Teacher Pension Scheme Read more How to apply for the ill-health benefit 18/11/2021 Racheal Smith If you have left employment, how you apply for an ill-health benefit depends on how long since your pensionable service ended. Pensionable service means any teaching you have done where you have made [...] Tagged in Ill Health, Teacher Pension Scheme Read more Qualifying for ill-health benefits 11/11/2021 Racheal Smith While you might feel as if you are too unwell to teach, there are qualification criteria for ill-health retirement. There is a two-tier ill-health pension that reflects the severity of your illness. M[...] Tagged in Ill Health, Teacher Pension Scheme Read more Ill Health and Teaching: Do you have to work on? 04/11/2021 Racheal Smith This month we focus our attention on ill-health and the impact on a teacher’s career. There are periods of ill health that are temporary, where your pension remains unaffected. As long as you contin[...] Tagged in Ill Health, Teacher Pension Scheme Read more Break-in service: alternative career 28/10/2021 Racheal Smith In the final article in this month’s focus on taking a break, we look at the consequences of entering a different career on your pension. There is no doubt that teaching has felt challenging and unf[...] Tagged in Break in service; teacher pension scheme Read more Break-in service: the salary link 21/10/2021 Racheal Smith This month we are exploring the potential consequences of a break in service on your pension. You may feel exhausted or just be looking for a new challenge. However, your financial security in retirem[...] Tagged in Break In Service, Teacher Pension Scheme Read more Break-in service: a disqualifying break 14/10/2021 Racheal Smith It has undoubtedly been a tough time to be a teacher. The need to adapt to the pandemic over the last two years has been exhausting. From learning to deliver lessons from a laptop to the hybrid of onl[...] Tagged in Break in service; teacher pension scheme Read more Phased withdrawal 07/10/2021 Racheal Smith In August, the participation rules of the Teacher Pension Scheme were changed. The change has been brought in to allow for schools' phased withdrawal from the scheme's independent sector. Without this[...] Tagged in Phased Withdrawal, Teachers Pension Scheme Read more Avoiding Pension Scams 28/09/2021 Racheal Smith There is a notable rise in financial scams year on year and pensions are not immune from criminals. You have likely seen the advertisement on TV of the happy jet-skiing man enjoying the hard-earned pe[...] Tagged in Pension Scams Read more Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24