Latest News The latest news and views covering the Teachers Pensions, the Teachers AVC and general Financial Planning news. Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24
Market Update – December 2022 06/01/2023 Ged O'Neil Bell After a year of economic and political shocks, December was pretty uneventful in comparison. But the problems of 2022 (which go back even further) are as yet unresolved, and make for a gloomy backdrop[...] Tagged in Market Updates Read more Market Update – November 2022 02/12/2022 Ged O'Neil Bell As we approach the festive season, the country is not quite ready to celebrate yet. The top financial news story this month was the Autumn Statement, which introduced some of the most significant tax [...] Tagged in Market Updates Read more The Autumn Statement 2022 18/11/2022 Ged O'Neil Bell Following September’s disastrous mini budget, the Autumn Statement was intended to restore stability and confidence in the UK economy. Clearly some sacrifices needed to be made, but balance also nee[...] Tagged in Autumn Statement, Budget Read more How to Pass Assets to the Next Generation: A Short Guide 15/11/2022 Ged O'Neil Bell One of the most rewarding aspects of financial security is the ability to pass on wealth to your family. Not only can this provide a much-needed financial boost, but it can also be efficient from a ta[...] Tagged in Estate Planning, Gifting, Trusts, Wills Read more Lifetime Mortgages Explained 07/11/2022 Ged O'Neil Bell For many people, their home is their main asset. Most people, unless they are members of generous occupational pension schemes, don’t save enough for retirement. But property prices have continued t[...] Tagged in Equity Release, Financial Planning, Teachers Mortgages Read more How Bonds Affect Your Portfolio 07/11/2022 Ged O'Neil Bell We have seen significant volatility in financial markets over the last year. Some equity volatility was to be expected given everything that is going on in the world. But generally, investors expect b[...] Tagged in Bonds, Financial Planning, Investing Read more Market Update – October 2022 31/10/2022 Ged O'Neil Bell Following the turmoil of September, the shocks have continued into October. We have yet another new Prime Minister, and had barely had time to adjust to September’s mini budget before most of the pr[...] Tagged in Market Updates Read more Mortgages Rates Are Rising Rapidly 05/10/2022 Ged O'Neil Bell After over a decade of record lows, interest rates have been climbing sharply with each successive Bank of England meeting. The fall out from the mini budget caused many lenders withdraw their mortga[...] Tagged in Mortgage Advice, Teachers Mortgages Read more Market Update – September 2022 05/10/2022 Ged O'Neil Bell To say that September was an eventful month would be an understatement. The country came together in mourning Her Majesty the Queen, who died at the age of 96. Just days before, as was widely predic[...] Tagged in Market Updates Read more What happens when you retire? 29/09/2022 Racheal Smith You have likely been in your teaching position for a while. Your financial security has been relatively secure, as you have received a monthly salary. Financial security is undoubtedly one of its [...] Tagged in Teachers Pensions Read more 6 Ways Couples Can Combine and Optimise Their Finances 26/09/2022 Ged O'Neil Bell Many couples today prefer to keep their finances separate, often with good reason. But there are a number of ways in which joint finances, or at least joint planning, can help to save tax. More impor[...] Read more The types of Teachers’ Pension Scheme Retirement 22/09/2022 Racheal Smith If you are planning retirement and wondering when you can access your Teachers' Pension, you first need to know about the types of retirement available. Whatever happens in life, it is always best t[...] Read more Should I Make Voluntary State Pension Contributions? 22/09/2022 Ged O'Neil Bell For most people in the UK, the State Pension will form a substantial portion of their retirement income. On its own, it might not be enough to fund your ideal retirement, but it’s a good start. How[...] Tagged in National Insurance, State Pension Read more Actuarial Reduction and the Teachers’ Pension 15/09/2022 Racheal Smith The actuarial reduction can impact your decisions about your pension. if you are planning on finishing your career before the normal pension age, whether this is 60, 65, or 66+, depending on the schem[...] Tagged in Actuarial Reduction Read more Retiring Early and the Teachers’ Pension 08/09/2022 Racheal Smith Dealing with young people takes energy and resilience and some tenuous grasp on what it means to be born in the current century; it’s possible you thought about early retirement. If so, there are ma[...] Read more Market Update – August 2022 31/08/2022 Ged O'Neil Bell Market Update – August 2022 As the summer draws to a close, the realities of inflation and soaring energy prices are starting to sink in. This month has seen further price increases, a base rate ri[...] Tagged in Market Updates Read more Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24