Latest News The latest news and views covering the Teachers Pensions, the Teachers AVC and general Financial Planning news. Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24
Why is Diversification Important? 01/12/2023 Gemma Trantum Diversification is a frequently used term in the investment world, but what does it mean, how do we implement it, and why is it important? In this guide, we explore what diversification means, and [...] Tagged in Investments Read more Deferring the State Pension 24/11/2023 Gemma Trantum The State Pension has changed significantly over the years, but is still the most important source of retirement income for many people. The State Pension age has increased in the last few years an[...] Tagged in Pension, Retirement, State Pension Read more Value Investing – A Short Guide 24/11/2023 Ged O'Neil Bell When you buy equities, or shares in a company, these can usually be classified as either value or growth oriented. Sometimes it can be difficult to tell the difference. However, there are a few key c[...] Tagged in Investing, Value Investing Read more Autumn Statement – November 2023 23/11/2023 Ged O'Neil Bell Jeremy Hunt delivered the Autumn Statement on 22 November following weeks of speculation about potential tax cuts. The headline measure, a reduction to National Insurance Contributions was something o[...] Tagged in Autumn Statement, Budget, Financial Updates Read more Market Review – October 2023 03/11/2023 Ged O'Neil Bell Following a degree of optimism in recent months, markets have taken a downturn in October. This has partly been down to ongoing inflationary pressures and acceptance that interest rates may remain[...] Tagged in Market Updates Read more Reducing Taxes In Retirement 02/11/2023 Ged O'Neil Bell Tax planning does not stop at retirement. When you have spent a lifetime working, it’s only natural to want to make the most of your hard-earned money. There are several options for reducing tax in[...] Tagged in Capital Gains Tax, ISAs, Pensions, Tax Read more Growing Your Money 02/11/2023 Ged O'Neil Bell Most people in the UK don’t have enough in savings. At least 34% of adults have less than £1,000 set aside. While this might not be too much of an issue day to day, a shortage of cash can quickly b[...] Tagged in Investments, Savings Read more Inheritance Tax Planning In 2023-24 03/10/2023 Ged O'Neil Bell It is estimated that Inheritance Tax (IHT) will raise around £7.2 billion for the Treasury in 2023/2024. This has roughly tripled in the last 10 years, and the Office for Budget Responsibility (OBR) [...] Tagged in IHT, Inheritance Tax, Trusts Read more Market Review – September 2023 03/10/2023 Ged O'Neil Bell As we enter the autumn months, we are seeing even more encouraging data around inflation, indicating that decisions around monetary policy are starting to work, albeit slowly. Other topics on the a[...] Tagged in Market Updates Read more Extension Of State Pension Top Ups 03/10/2023 Ged O'Neil Bell It has recently been announced that the opportunity to top up your National Insurance record to cover missing years from 2006 will be extended to 5th April 2025. This will give more people the chance [...] Tagged in State Pension Read more How Behavioural Biases Can Affect Your Financial Plan 23/09/2023 Ged O'Neil Bell Whether we are aware of them or not, we all carry biases which shape our thoughts and behaviour. Most investors know that making decisions based on emotion is likely to be counterproductive. But what [...] Tagged in Behavioural Finance, Financial Planning Read more Market Review – August 2023 31/08/2023 Ged O'Neil Bell Global markets have seen a downturn this month as inflation remains high and economic activity is stagnating in most regions. The exception is the US, which is still showing strong signs of growth. [...] Tagged in Market Updates Read more Is Equity Release A Good Idea? 30/08/2023 Ged O'Neil Bell Life doesn’t always go as planned. Perhaps you are approaching retirement and are worried that your pension will not go as far as it could or has not performed as well as expected. Maybe you have or[...] Tagged in Equity Release, Financial Planning, Home Reversion, Lifetime Mortgages Read more 5 Ideas To Get More Financially Organised 27/08/2023 Ged O'Neil Bell Financial planning can seem overwhelming. There are several different factors you need to consider and some of these, such as pensions, investments, and tax can be complex. But for most people, finan[...] Tagged in Financial Planning Read more Planning For Care 24/08/2023 Ged O'Neil Bell The UK has an ageing population, which means that a significant number of people require care as they get older. This can range from daily help with household tasks to 24-hour nursing care. There is [...] Tagged in Financial Planning, Long Term Care, Planning For Care Read more Preparing Mentally For Retirement 22/08/2023 Ged O'Neil Bell Retirement planning is more than simply paying into a pension. It could be the biggest lifestyle change you have faced since starting your career, moving into your own home, or becoming a parent. This[...] Tagged in Early Retirement, Financial Planning, Pension Age, Planned Retirement, Retirement Planning Read more Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24