Latest News The latest news and views covering the Teachers Pensions, the Teachers AVC and general Financial Planning news. Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24
A summary of the different arrangements for serving teachers 30/11/2019 Racheal Smith You would be forgiven for feeling confused about your teachers’ pension. The scheme has undergone lots of rapid changes over the past few years. Recent court rulings have made this even more mud[...] Tagged in Teachers Pension Scheme Read more You are nearly one in a million 09/11/2019 Racheal Smith You could be part of the nearly one million teachers who have registered with My Pension Online (MPO) and are benefiting from its features. We know there are constant worries about pension poverty and[...] Tagged in Teachers Pension Scheme Read more McCloud: what this might mean 07/11/2019 Racheal Smith In June there was a ruling in the Supreme Court that could impact on public service pensions. The court refused Government permission to reverse the Court of Appeal’s 2018 judgement in the McCloud[...] Tagged in Teachers Pension Scheme Read more Who is Optima Health? 05/11/2019 Racheal Smith When you seek retirement through ill-health, you will be expected to attend an Occupational Health appointment. Optima Health has been appointed by the Department for Education (DfE) to replace OH A[...] Tagged in Ill-Health Retirement Read more Have an urgent Pension question? 04/11/2019 Racheal Smith Sometimes some questions are pressing, and you do not have time to search through FAQs. You are aware that you can phone the Teachers’ Pension Scheme or maybe even contact an independent advisor.Â[...] Tagged in Teachers Pension Scheme Read more Do you know how your Teachers’ Pension has changed? 03/11/2019 Racheal Smith The Teachers’ Pensions etc. (Amendment) Regulations 2019 (2019/1134) passed through Parliament on 17th July, and most of the effects of this came into action on September 1st 2019. The amendments [...] Tagged in Teachers Pension Scheme Read more Consultation on the Teachers’ Pension Scheme 01/11/2019 Racheal Smith The consultation into the Teachers’ Pension Scheme closes on November 3rd, 2019. If you can, and you are interested, you should express your views on the scheme that runs your pension. What is th[...] Read more Do you need an independent financial advisor? 18/10/2019 Racheal Smith You may not think your finances are that complex. You have been a teacher for much of your life, and you hope to continue in this career. You have relatively uncomplicated finances – with some s[...] Tagged in Teachers Pension Scheme Read more Teachers’ Pension Planning: how to reduce your tax burden 14/10/2019 Racheal Smith Just because you are retired does not mean you are exempt from taxation. As with those still employed, income can be liable to taxation. No one wants to pay more tax than is needed, therefore unde[...] Tagged in Tax, Teachers Pension Scheme Read more Teachers’ Pension Planning: how long are people living? 10/10/2019 Racheal Smith Our mortality is not often a topic we enjoy exploring. However, our life expectancy is an essential factor in our analysis of our teachers’ pension, when we take retirement and what other arrangem[...] Tagged in Teachers Pension Scheme Read more Teachers’ Pension: calculating your ill-health retirement award 04/10/2019 Racheal Smith There are lots of criteria to consider when calculating your ill-health retirement award. You will be within the Final Salary arrangement or the Career Average arrangement or a mixture of both. Yo[...] Tagged in Ill Health, Teachers Pension Read more Teachers’ Pension: providing medical evidence to prove ill-health 03/10/2019 Racheal Smith A period of ill-health is scary on a personal level and leaves you worrying about your finances. You could qualify for ill-health retirement. However, you will be expected to provide supporting me[...] Tagged in Ill Health, Teachers Pension Read more Teachers’ Pension: how to apply for your ill-health benefits 02/10/2019 Racheal Smith There are two scenarios for when you might apply for ill health benefit. The first is if you are applying within two years of leaving pensionable service or you are still in employment when you wer[...] Tagged in Ill Health, Teachers Pension Read more Teachers’ Pension: qualifying for ill-health retirement 01/10/2019 Racheal Smith There is nothing more shocking than finding out that you are incapable of continuing work in the classroom. You are a teacher and always wanted to be a teacher. Therefore, to be told that you are [...] Read more A guide to your teachers’ pension and ill-health 30/09/2019 Racheal Smith An introduction There is nothing more worrying than being told you are unfit to work. You are a long way from retirement, but your health has begun to fail. You have been told that you are perman[...] Tagged in Teachers Pension Scheme Read more Teachers’ Pension Scheme: Election 10/09/2019 Racheal Smith Are you confused by the use of the word ‘election’ on the Teachers’ Pension Scheme website? You may envision some vote or a ballot period where you may or may not be selected to be eligible. I[...] Tagged in Teachers Pension Read more Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24