Latest News The latest news and views covering the Teachers Pensions, the Teachers AVC and general Financial Planning news. Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24
Death in-service – when the worst happens 22/05/2020 Racheal Smith No-one likes to consider the tragedy of a life cut short. However, we have all been made of our mortality, and it is reasonable to consider what happens should the worst occur. There are benefits atta[...] Tagged in Death benefit, Teachers Pension Scheme Read more What happens if you become ill? 21/05/2020 Racheal Smith The current focus on our health can make us worried about our future—the presence of a pandemic and new insecurity about health and work. You may have already thought about what would happen should [...] Tagged in Ill-Health Benefit, Teachers Pension Scheme Read more The impact of COVID-19 on your Teachers’ Pension 20/05/2020 Racheal Smith These are strange times. Nothing that we thought we knew stands right now. This can lead to significant uncertainty and concern about the future. The current changes to employment can have an impact o[...] Tagged in COVID-19, Teachers Pension Scheme Read more Is the Teacher Pension Scheme worth it? 15/04/2020 Racheal Smith If you are wondering whether to keep contributing to the pension scheme, you should pose the question: is it worth it? Here we review the Teacher Pension Scheme and its potential benefits. What is th[...] Tagged in Teachers Pension Scheme Read more Got a pension somewhere else? 11/04/2020 Racheal Smith Are you in the fortunate position to already have a pension with another provider? If you do, it could be possible to transfer your pension from your previous pension into the Teachers’ Pension Sche[...] Tagged in Pension Scheme, Transferring Pensions Read more More on the McCloud judgement 07/04/2020 Racheal Smith On the 15th July 2019, the Chief Secretary to the Treasure announced that people should be protected in their desire to move pensions from one scheme to another. The transitional protection had prev[...] Tagged in McCloud Judgement, Teachers Pension Scheme Read more New to teaching and feeling poor? 05/04/2020 Racheal Smith When you first start teaching, your salary will not overwhelm you with funds. You may feel a little strapped. Consequently, you may be looking for ways to increase the cash flow, just in the short[...] Tagged in Pension Benefits, Teachers Pension Scheme Read more Transferring pension benefits between schemes 03/04/2020 Racheal Smith In a time when a job for life is no longer expected, there will likely come a time when you choose a different career. Lasting 40 years or more in the classroom is an exhausting thought. At some p[...] Tagged in Teachers Pension Scheme Read more Leaving teaching: consequences on your pension 01/04/2020 Racheal Smith If the news is to be believed the general sense of burnout that you could be feeling is likely shared by many. The number of people leaving the profession is on the rise, as they seek an alternative[...] Tagged in Pension Benefits Read more Getting the right financial advice 12/03/2020 Racheal Smith In the world of quick scams and hacks, you are right to be cautious with your finances. Pensions, indeed, anything financial, are complicated. They are the realm of the real "grown-up", and it is [...] Tagged in Financial Advice Read more Are you at risk of pension poverty? 08/03/2020 Racheal Smith It is hard to imagine being a pensioner in your twenties. It seems like a completely different life away. Even in your forties, you might think you have plenty of time to prepare for life in retir[...] Tagged in Teachers Pension Scheme Read more How your Career Average pension builds-up 05/03/2020 Racheal Smith This article focuses on the Career Average arrangement of the Teachers’ Pension. For most teachers, this is the scheme you are now paying into. The scheme changed in 2015, and some members are s[...] Tagged in Career Average, Teachers Pension Scheme Read more What does it mean to manage your pension? 02/03/2020 Racheal Smith You may have a distinct feeling that you are meant to be doing something. Each month, a massive chunk of your salary gets paid into a pension. You are aware of the commonly held view that this pen[...] Tagged in Pension Management, Teachers Pension Scheme Read more Is it time for you to work part-time? 29/02/2020 Racheal Smith Have you ever thought about cutting your hours? Are you worried that you might not find purpose in part-time work or you might not be able to afford to live? We have all entertained thoughts at tim[...] Tagged in Retirement, Teachers Pension Scheme Read more Rises in the state pension explained 28/02/2020 Racheal Smith In April 2020, the state pension payments will change. These payments can form a significant source of income for many during later life. Here we give some basic information about the state pensio[...] Read more What are the positives and negatives of pension flexibilities? 10/02/2020 Racheal Smith Since 2015, with the reform of pension law, there has been a lot more choice in pensions. Pensions, such as that run by the Teachers Pension Scheme, are overseen by the government. The change in t[...] Tagged in Flexibilities Read more Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24