Latest News The latest news and views covering the Teachers Pensions, the Teachers AVC and general Financial Planning news. Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24
Market Update – July 2024 12/08/2024 Gemma Trantum July has witnessed some volatility in developed financial markets, following many months of record highs in 2024. However, markets remain largely positive and unaffected by a stream of significa[...] Tagged in Market Updates Read more The Danger of Trying to Time the Market 18/07/2024 Gemma Trantum The concept of buying low and selling high is well known. Achieving this consistently will inevitably result in profit. The ‘secret’ is knowing when to buy and sell. An investor may belie[...] Tagged in Financial Planning, Investments Read more 5 Tax Tips to Help Your Grandchildren 18/07/2024 Gemma Trantum As a grandparent, you’re no doubt keen to spoil your grandchildren. You’ll slip them a bag of sweets, buy them an ice cream or give them the latest ‘must-have’ item on their birthday or [...] Tagged in Junior Pension, Lifetime ISA, Tax Read more Market Update – June 2024 09/07/2024 Gemma Trantum The UK economy and political landscape experienced some important developments in June. The country elected a Labour government on 4 July, with markets largely calm and welcoming of the change o[...] Tagged in Market Updates Read more Inflation and Investing: A Short Guide 02/07/2024 Gemma Trantum Inflation is the increase in the price of goods and services over time. Known as the ‘silent killer‘ of investments, it can erode the value of your wealth because as inflation increases, the[...] Tagged in Inflation, Investments Read more 6 Ways to Protect Your Family From An IHT Bill 01/07/2024 Gemma Trantum More and more people are getting caught in the inheritance tax (IHT) trap as property values have soared, pushing many estates over the threshold. Only wealthy individuals paid the tax in the pa[...] Tagged in Financial Planning, Inheritance Tax Read more A Short Guide to Annuities 12/06/2024 Gemma Trantum With Pension Freedoms and the increasing popularity of drawdown, annuities have become sidelined. But an annuity can offer valuable guarantees and could still have a place in your retirement pla[...] Tagged in Annuity, Pension, Retirement Read more Recent Capital Gains Tax Changes: What you need to know 12/06/2024 Gemma Trantum In line with the 2022 Autumn Statement announcements, changes in Capital Gains Tax (CGT) have now come into force. The first reduction in the 2023/24 tax year took the annual exempt amount (A[...] Tagged in Capital Gains Tax, Financial Planning Read more What Should You Do with An Unexpected Lump Sum? 12/06/2024 Gemma Trantum It’s not unusual to daydream about an unexpected windfall. Whether it's a lottery win or an inheritance from a long-lost relative, we all have ideas about how we would spend the extra money. [...] Tagged in Lump Sum, Pension Read more Market Review – May 2024 07/06/2024 Ged O'Neil Bell May has been a significant month in UK politics and the economy. The next general election was announced, new inflation and GDP figures arrived (showing some encouraging signs), and stock market[...] Tagged in Market Updates Read more Equity Release – Should A Property Be Your Pension? 04/06/2024 Gemma Trantum You might be keen to retire early with all sorts of plans for a new lifestyle. But the fear of not having enough money is holding you back. However, if you’re a homeowner, aged 55 years and[...] Tagged in Equity Release, Pension Read more The British ISA – What We Know So Far 29/05/2024 Gemma Trantum While the reduction to National Insurance rates captured the headlines, another measure announced in the Spring 2024 Budget was the introduction of a British ISA. This will offer an additional Â[...] Tagged in Investments, ISAs Read more How to Make the Most of Your ISA in 2024 29/05/2024 Gemma Trantum Investing in an ISA every year is a great way to benefit from tax-free growth. You can use your ISA to save for future goals or even to boost your retirement pot. You can contribute up to £20,[...] Tagged in Investments, ISAs Read more Money Worries? – 5 Tips to Help You Sleep Better 29/05/2024 Gemma Trantum Being unable to get to sleep is incredibly frustrating. No matter how many sheep you count, you just lie there tossing and turning. Or you wake in the middle of the night with some issue on your[...] Tagged in Money, Teachers Financial Planning Read more Financial Planning & Child Benefit: An Update 29/05/2024 Gemma Trantum Child benefit or family allowance, as it’s sometimes called, gives you extra financial support if you’re responsible for bringing up children. In the 2024/25 tax year, as a parent or guardia[...] Tagged in Child Benefit, Financial Planning Read more Market Review – April 2024 03/05/2024 Ged O'Neil Bell Markets have started to see some volatility in April, following (mostly) positive performance over the prior few months. Inflation data continues to improve, although progress appears to have sl[...] Tagged in Market Updates Read more Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24